Navigating Needs and Choppy Spending Waves

I think we get caught up in the train of thought that we need things to put ourselves on track or treat it as self care. I need that fancy bullet journal so that I can plan properly. I should treat myself to a latte this morning… again.

I am a shopaholic. I’m not the kind of person that would have a bunch of bags under my arm or always talk about shopping. My coworker was even surprised when I admitted that I was this morning. Looking at me and how I promote minimalism, you would think I wouldn’t be living paycheck to paycheck. I am though. I have 263.00 in my savings, because I convinced myself that I could pull over 200.00+ into my checking for “emergencies” that could happen. In the past two days I spent the following:

  • Lunch at Applebees with my coworker – $15.48
  • Panera Bread, because I totally should have a tea before my site visit. Hell, I know I had breakfast, but a croissant sounds amazing right now – $5.00
  • Trim App Plus. I know the free version works well, but it says they will totally help me negotiate my bills and advise me on how to pay off debt. That’s totally worth it. – $10.00
  • Pressed Cafe for a latte. The coffee at home isn’t cutting it for caffeine, and I love lattes. – $4.91 (x2)
  • Orange Theory Unlimited. Actually worth the amount so long as I don’t cancel 8 hours or less before a class which I did today due to a self inflicted fibro flare-up with food – $159.00 and $12.00 late fee
  • TJ Maxx for a lunchbox. I mean, I need a lunch box if I am going to bring my own lunches. The plastic bags rip and the reusable bags are bulky – $6.36

That’s just a snippet. You should have seen my carts online. Needless to say, I cringed as I listed it here. I didn’t punish myself though or beat myself up; that isn’t going to fix the issue.

Why the wake-up call? It wasn’t an overnight thing. This has been a slow year of major reflection and roller coaster progress. I bullet journal and plan; I joined an exercise routine that I am in love with; and I have refined how I spend my time and with whom. I’m lucky to have found a group of people who I have come to share with to promote healthy habits through text. I also have a lot of cheerleader friends who are always looking to live their best life without being poor. It’s starting to rub off on me. Like any addiction; cold turkey isn’t healthy. For some people it works, but I believe it is a major lifestyle change that takes time and reflection.

I plan to use this blog as a way to promote discussion for best practices, lessons learned, and challenge myself to live my own best life. I plan to adult with confidence.

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